Metal Roofs and Fire
Many homeowners wonder how installing a metal roof on their home can affect their safety in case of a fire. The safety rating of the material used for your roof can also have an affect on your home insurance rates. Read below to learn about the benefits a metal roof can provide in case of a fire.
Metal roofs are non-combustible. A metal roof is one of the best options at safeguarding your home from a fire that approaches externally. Unlike other roofing materials such as asphalt shingles, or cedar shakes; should a spark or ember land on your metal roof, it will not ignite. This can help safeguard your home from a fire starting at your nearby neighbours home, or even a wildfire breakout.
The photo above shows a neighbourhood that was destroyed by fire. The home still left standing is covered by non-combustible roofing material. Although it’s not a Hy-Grade Steel Roof, you can see how the roofing material you select for your home can have an impact in case of fire.
A metal roof typically has a Class-A fire rating, the most fire-resistant rating. With this rating it may lower your home insurance premium. It’s a good idea to contact your insurance company before deciding to install a metal roof, to discuss any possible changes to your rates. Many of our customers are pleasantly surprised with a lower home insurance premium after installing a Hy-Grade Steel Roofing System.
In case of a fire that starts inside your home, a metal roof can help contain the fire and minimize structural damage. A metal roof is often more lightweight than other roofing materials like tile and asphalt shingles. If a fire inside the home reaches the attic, a lightweight roof can prevent roof cave-in.
Of course the best way to safeguard your home from a fire is to ensure your home is free from fire hazards to begin with. A house fire can be devastating, despite the roofing material used to protect the home. There are plenty of great prevention tips that can be found online and elsewhere. Here is a great resource: the Ontario Association of Fire Chiefs: https://www.oafc.on.ca/
A Hy-Grade Roof Before and After Fire
This is a photo of the completed Hy-Grade Steel Roofing System before this home was affected by a house fire:
This is the same home post-fire:
Fortunately, the homeowner was able to escape the building and no one was harmed.
The Hy-Grade Steel Roofing System helped contain the fire that started inside the home. It aided in minimizing structural damage and prevented the fire from spreading to neighbours’ homes.